Digital and Video Cameras on Finance

Things to Consider

Digital cameras are very popular devices in society today. Although Smartphones, among other handheld devices come with cameras today, you still need a good digital camera to take professional or high quality pictures. It is important to note that the market is flooded with very many digital camera models most of which aren’t as good as advertised.

You must therefore be equipped with the right information to ensure you buy a digital camera that will serve you perfectly. This article is for you if you are interested in knowing what to consider when buying a digital camera. Below are 3 most important factors to consider.

1. Size: This is one of the most important factors to consider when buying a digital camera. It is important to note that digital cameras come in all shapes and sizes. Although smaller digital cameras are more popular than bigger ones for reasons such as portability, they don’t produce the kind of quality big digital cameras are capable of producing. You shouldn’t therefore jump at the first small digital camera you see because you will most probably be trading size for quality.

Although small point-n-shoot digital cameras are capable of taking very good daytime photos, the cameras aren't capable of taking good photos at night or when there is little light. Small digital cameras also have limited zooming ranges which limits your ability to take high quality photos of distant subjects. You should therefore settle on a size that will serve your intended purpose perfectly.

2. Features: This is another obvious factor to consider when buying digital cameras or any other devices. Although most digital cameras in the market are ideal for taking average/decent photos, you must dig deeper if you want to have more control over your shots. You should consider features such as optical image stabilization, face detection, scene modes, manual control, video recording quality/time, storage, start-up time, auto-focus, battery life etc. if you want a digital camera that is above average.

3. Physical design: The physical design of a digital camera is equally important given the fact that digital cameras take a lot of abuse. The best digital cameras should be made of tough metal for obvious reasons i.e. the camera won’t get damaged easily in case of accidental drops. The button design is also important in regards to button placement and grip among other features.

In summary, the above factors should guide you in the right direction when you want to buy the best digital camera for you. It is however important to note that there are many other important factors to consider when buying digital cameras. It is therefore advisable to use this article as a basis for further research.

Credit Options

Using a digital camera can be a great way to keep a visual record of time spent with family and loved ones. These cameras are easy-to-use, lightweight and compact, so you will be able to keep the camera with you if you are attending an upcoming social function. You can then store your photos on a laptop or computer, or print your favourite snaps to compile in a photo album.

Purchasing a digital camera on finance can enable you to spread the cost of the item over a prolonged period of time - you will receive a monthly statement detailing the purchase, your credit limit, and the minimum repayment you will need to make. You can also purchase a digital camera and then pay for the item at a later date in full, for example in three, six, or twelve months time. Here are some of the online credit options available for digital cameras.

Buy Now Pay Later
Several companies allow you to buy a digital camera now and pay for it at a later date. You will be able to choose from a wide range of camera, including products manufactured by the world's leading brands. To obtain this time on credit, you will need to make a new application by providing some personal details. You may also need to provide some additional documentation to further your application, such as a bank statement or passport for identity purposes. Once you have been accepted for a new application, you can pay for the item at a later date. The date by which you will need to pay for the item will depend on the company, but usually ranges from three months to 2 years.

Spreading the cost over time
Another popular credit option when purchasing a digital camera is to spread the cost over a period of time. This may enable you to control your finances and budget more effectively, especially as many companies allow you to log into your online account directly and make your repayments. You will also receive a monthly statement which will detail your credit balance and the minimum payment you will need to make. You can make a repayment by contacting a member of staff over the phone, or by paying online. Some companies such as Next will even let you apply for a new credit account and if you're approved you can make payments by visiting one of their high street stores, which are located in many towns and cities across the UK.

Best Cameras of 2014

From simple compact models to full-featured digital SLR's, you can finance your choice of camera including the following top 5 digital cameras of 2014.


Sony Cyber Shot DSC-RX10
At first glance, this model may seem similar to many other bridge or ultra-zoom cameras. However, the camera is an all-rounder that features a big 1-inch sensor and a sharp 24-200mm f/2.8 lens. Other features include 1080p60 video capture, speedy focus, 10fps burst shooting and tilting rear LCD. It's capable of framing shots from range and shooting close up in low-light.


Olympus OM-D E-M1
This is another good choice of camera for individuals looking for impressive image quality, time lapse feature, excellent ergonomics, quick autofocus and burst shooting. Its solid build comes in a dust-proof, splash-proof design. The camera's on-sensor phase detection elements give the camera two distinct focus modes. It also features built-in Wi-Fi for remote shooting and image transfer.


Sony Cyber-shot DSC-RX100 II
The RX100 II is a model that features a 1-inch image sensor, a tilting rear screen, built-in Wi-Fi, wide aperture lens and hot shoe with EVF support. The tilting display feature lets you shoot from different angles. This compact camera can be the ideal choice if you want a camera that captures more detail and delivers high resolution images.


Pentax K-50
This camera provides a weather-sealed body and kit lens. It boasts of a range of features including high-speed continuous shooting at around six frames per second and high-sensitivity shooting. You can use the camera to shoot in raw format and it has the ability to shoot a few different digital filters, such as Toy Camera, Retro and High Contrast. There is also a variety of scene modes.


Panasonic Lumix DMC-GM1
If you are looking to finance a pocketable camera, you can opt for this model. It features a 16MP live MOS chip in the Micro Four Thirds format, micro HDMI output, built-in pop-up flash, robust magnesium chassis, focus peaking and 3.0-inch 1036k dot touch-sensitive LCD. Despite its size and light weight, the camera shoots great pictures and quickly too. The CSC crams a host of other features including a high-excellent finish, low light AF performance with a -4EV detection. The camera's latest processing engine delivers a better dynamic range, better light-gathering capabilities and improved performance at higher ISO settings. Other features include Wi-Fi and NFC connectivity.